Terms & Conditions

Effective Date: 04 May, 2025

Welcome to Heritage Legacy Financial (operated by Heritage Legacy Financial LLC).

These Terms and Conditions (“Terms”) govern your access to and use of our Site and services. By using our Site, you agree to comply with these Terms.

Acceptance of Terms

By accessing our Site, you affirm that you are at least 18 years of age. If you represent an organization, you confirm that you have the authority to bind that organization to these Terms.

Changes to Terms

We reserve the right to modify these Terms at any time. Updated Terms will be posted on our Site with a revised effective date. Continued use of the Site constitutes acceptance of any changes.

Use of the Site

You agree to use our Site for lawful purposes only. Prohibited activities include:

Violating any laws or regulations

Impersonating any person or entity

Interfering with others’ use of the Site

Intellectual Property

All content on this Site is the property of Heritage Legacy Financial LLC or its licensors. You may not reproduce, distribute, or create derivative works without express written permission.

SMS Communication Terms

By submitting your contact information through our website or forms, you consent to receive SMS messages from

Heritage Legacy Financial LLC related to your inquiry, including but not limited to:

Appointment confirmations

Appointment reminders

Follow-up messages

Service-related communication

Message frequency varies depending on your interaction.

Message and data rates may apply.

You can opt out of SMS communications at any time by replying: STOP

For assistance, reply HELP or contact us using the information below.

We do not send unsolicited messages and only communicate with users who have provided explicit consent.

Privacy & Data Use

We do not share, sell, or rent your personal information (including name, phone number, or email) to any third parties for marketing purposes.

We may disclose information only when required by law or to protect our rights, safety, or property.

For full details, please review our Privacy Policy:
https://heritagelegacyfinancial.com/privacy-policy-8515-page

Cookies & Tracking

Our website may use cookies and tracking technologies to improve user experience and analyze website performance. You may adjust your browser settings to disable cookies if preferred.

Limitation of Liability

Heritage Legacy Financial LLC is not liable for any indirect, incidental, or consequential damages arising from your use of the Site or services.

Carrier Liability Disclaimer

Mobile carriers are not liable for delayed or undelivered messages.

Indemnification

You agree to indemnify and hold harmless Heritage Legacy Financial LLC from any claims, damages, or losses resulting from your use of the Site or violation of these Terms.

Governing Law

These Terms are governed by the laws of the Commonwealth of Virginia. You agree to submit to the jurisdiction of the courts located in Richmond County, Virginia.

Contact Information

If you have any questions regarding these Terms or SMS communications, please contact us:

Heritage Legacy Financial LLC
Email: [email protected]
Phone: 804-701-8048
Address: 459 Edge Hill Road, Farnham, Virginia 22460

By using this Site and submitting your information, you acknowledge that you have read, understood, and agreed to these Terms.